In today’s economic climate, most of us are only a paycheck or two away from fiscal disaster. With the fall of the cash, with an estimated million households facing foreclosure this year, and with no relief in prospect, no one would dispute that peoples are hurting. Although the media trumpets our economic woes, irritating joblessness rates and they’re missing a main piece of the economic dilemma. Often, people simply require a substitute measure to help them get through the month – often in the form of a cash advance or payday loans. Those are the times when quick cash can come in useful.